CASE STUDIES

Representative results from 2ndren.ai analysis

See how 2ndren helps businesses uncover opportunities, reduce costs, secure funding, and improve performance.

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Built using real merchant processing and funding data.
PAYMENTS CASE STUDY #1

Saved $18,420/year in processing fees for a $2.3M retail business

How 2ndren identified hidden fees and optimized payment infrastructure in under 48 hours.

$18.4K
Annual Savings
2.6%
New Effective Rate
-0.8%
Rate Reduction
Industry
Retail
Annual Volume
$2.3M
Avg TIcket
$42
Business Type
Brick and Mortar
The Problem

The business was paying an effective rate of 3.4% with multiple hidden fees and no visibility into true processing costs.

What 2ndren Identified
Interchange inefficiencies
Excess processor markup
Misclassified transactions
Hidden monthly and network fees
The Solution

2ndren matched the business to a better-fit processor and restructured pricing to align with actual transaction behavior.

Before 2ndren.ai
Effective Rate
3.4%
Monthly Cost
$6,517
Visibility
Low
After 2ndren.ai
Effective Rate
2.6%
Monthly Cost
$4,982
Visibility
Full
Annual Savings
$18,420
FINANCING CASE STUDY

Increased approval odds from 42% to 71% for a $120K funding request

How 2ndren matched a business to the right lenders and improved approval probability in under 24 hours.

42% To 71%
Approval Odds
$120k
Funding Secured
<24 hrs
Match Time
Industry
Ecommerce
Funding Requested
$120,000
Monthly Revenue
$85,000
In Business Since
3+ Years
The Problem

The business had strong revenue but was being declined due to poor lender fit and misaligned underwriting criteria.

What 2ndren Identified
Misaligned lender targeting
Weak underwriting positioning
Incomplete data presentation
The Solution

2ndren matched the business to lenders aligned with its actual profile and optimized submission structure.

Before 2ndren.ai
Approval Odds
42%
Lender Fit
Poor
Outcome
Declined/Uncertain
After 2ndren.ai
Approval Odds
71%
Lender Fit
Optimized
Visibility
$120k Approved
Funding secured: $120,000
with improved terms and higher approval confidence.
INTELLIGENCE (MIAAS) CASE STUDY

Identified $32K in annual inefficiencies across a multi-location business

How 2ndren Intelligence (MlaaS) delivered visibility, benchmarked performance, and uncovered hidden margin loss across locations.

$32k
Annual Inefficiencies Identified
8
Locations Analyzed
19%
Average Margin Improvement Potential
Industry
Restaurant Group
Locations
8
Annual Revenue
$4.1M
Data Anaylzed
12 Months
The Problem

The business lacked visibility into true performance across locations, leading to hidden costs, inconsistent pricing, and margin leakage.

What 2ndren Identified
Underperforming locations vs. network benchmark
Excessive fees and non-optimized payment mix
Inconsistent pricing and discounting patterns
Inventory and labor cost inefficiencies
The Solution

2ndren Intelligence delivered a comprehensive MlaaS report with actionable insights and benchmarks, enabling the business to take targeted actions across operations.

Before 2ndren.ai
Performance Visibility
Low
Locations Above Benchmark
2/8 (25%)
Effective Margin
11.2%
Annual Inefficiencies
Unknown
After 2ndren.ai
Performance Visibility
Full
Locations Above Benchmark
7/8 (88%)
Effective Margin
13.3%
Annual Inefficiencies
$32,000
$32,000 in annual inefficiencies uncovered
Actionable insights. Stronger margins. Smarter decisions.

2ndren delivers results across every part of your business.

PAYMENTS
Reduced processing costs by 0.8%
$18,420
annual savings
Retail business optimized processor pricing and eliminated hidden fees.
FINANCING
Increased approval odds from 42% to 71%
$120,000
secured
Ecommerce business matched to better-fit lenders using Al scoring.
INTELLIGENCE
Identified $32K in inefficiencies
Multi-Location
visibility
Merchant intelligence surfaced hidden margin loss across locations.

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